---
product_id: 35751524
title: "Look Before You LIRP: Why All Life Insurance Retirement Plans Are Not Created Equal, and How to Find the Right One for You"
price: "3639 kr"
currency: ISK
in_stock: true
reviews_count: 8
url: https://www.desertcart.is/products/35751524-look-before-you-lirp-why-all-life-insurance-retirement-plans
store_origin: IS
region: Iceland
---

# Look Before You LIRP: Why All Life Insurance Retirement Plans Are Not Created Equal, and How to Find the Right One for You

**Price:** 3639 kr
**Availability:** ✅ In Stock

## Quick Answers

- **What is this?** Look Before You LIRP: Why All Life Insurance Retirement Plans Are Not Created Equal, and How to Find the Right One for You
- **How much does it cost?** 3639 kr with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.is](https://www.desertcart.is/products/35751524-look-before-you-lirp-why-all-life-insurance-retirement-plans)

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## Description

Look Before You LIRP: Why All Life Insurance Retirement Plans Are Not Created Equal, and How to Find the Right One for You [McKnight, David] on desertcart.com. *FREE* shipping on qualifying offers. Look Before You LIRP: Why All Life Insurance Retirement Plans Are Not Created Equal, and How to Find the Right One for You

Review: The Look Before You LIRP book is absolutely awesome! Every year the company I'm affiliated with host ... - My name is Randall Ware. I have read both of David McKnight's books. The Look Before You LIRP book is absolutely awesome! Every year the company I'm affiliated with host a convention in Las Vegas, because of David McKnight's Look Before You LIRP, I had the best convention ever. For the first time ever my team and myself where not just getting IUL information from the different vendors - who just tell you the highlights of their IUL plan - we were able to engage with real questions about those carriers products. One product provider was so thrown off by our question that he had to pull out his laptop to ensure that he gave us the correct answer. I totally respected that provider for that! My team and myself felt so EMPOWERED! Thank you so much for writing such a great book. The illustrations helped my team and I grasp the concepts you shared in the book. Especially me since I am a visual learner lol! I was one of the first to buy your book on the first day it was released! I read the first book and I really liked that it gave a balanced and unbiased view of each financial bucket (tax now, tax later, tax never). I just got your email about becoming a contributing writer for lifehealthpro.com and I can't wait to see what you have to share!
Review: Simple guide to an important topic - This second book by David McKnight, "Look Before You LIRP," helps to demystify what to me is at once the best, and the most under-utilized tool available in retirement planning. I am like most financial advisors in that my introduction to retirement planning focused almost exclusively on stock market-based strategies. We were not taught to plan for the increasing risk that today’s retirees face of higher tax rates (in fact, potentially dramatic tax increases). The LIRP strategy was never on my radar … not in the finance classes, the licensing exams, and definitely not in the brokerage training. Based on solid, dependable insurance concepts, the LIRP is simply not widely understood in the securities industry. In his first book, "The Power of Zero," McKnight compellingly presented the case for addressing three risk areas that could upend a traditional retirement plan: market risk, higher taxation (what McKnight terms “legislative risk”), and higher healthcare costs, particularly for long term care. And now, in "Look Before You LIRP," McKnight takes us under the hood of the LIRP, describing in detail how to find the most suitable combination of features for an effective LIRP strategy. Written in an accessible, conversational style, this book can be easily understood by the client, and even the most seasoned professional will learn new things. I know I did.

## Technical Specifications

| Specification | Value |
|---------------|-------|
| Best Sellers Rank | #68,450 in Books ( See Top 100 in Books ) #99 in Retirement Planning (Books) |
| Customer Reviews | 4.7 out of 5 stars 531 Reviews |

## Images

![Look Before You LIRP: Why All Life Insurance Retirement Plans Are Not Created Equal, and How to Find the Right One for You - Image 1](https://m.media-amazon.com/images/I/61R8PXywEiL.jpg)

## Customer Reviews

### ⭐⭐⭐⭐⭐ The Look Before You LIRP book is absolutely awesome! Every year the company I'm affiliated with host ...
*by P***E on July 8, 2016*

My name is Randall Ware. I have read both of David McKnight's books. The Look Before You LIRP book is absolutely awesome! Every year the company I'm affiliated with host a convention in Las Vegas, because of David McKnight's Look Before You LIRP, I had the best convention ever. For the first time ever my team and myself where not just getting IUL information from the different vendors - who just tell you the highlights of their IUL plan - we were able to engage with real questions about those carriers products. One product provider was so thrown off by our question that he had to pull out his laptop to ensure that he gave us the correct answer. I totally respected that provider for that! My team and myself felt so EMPOWERED! Thank you so much for writing such a great book. The illustrations helped my team and I grasp the concepts you shared in the book. Especially me since I am a visual learner lol! I was one of the first to buy your book on the first day it was released! I read the first book and I really liked that it gave a balanced and unbiased view of each financial bucket (tax now, tax later, tax never). I just got your email about becoming a contributing writer for lifehealthpro.com and I can't wait to see what you have to share!

### ⭐⭐⭐⭐⭐ Simple guide to an important topic
*by C***L on June 29, 2016*

This second book by David McKnight, "Look Before You LIRP," helps to demystify what to me is at once the best, and the most under-utilized tool available in retirement planning. I am like most financial advisors in that my introduction to retirement planning focused almost exclusively on stock market-based strategies. We were not taught to plan for the increasing risk that today’s retirees face of higher tax rates (in fact, potentially dramatic tax increases). The LIRP strategy was never on my radar … not in the finance classes, the licensing exams, and definitely not in the brokerage training. Based on solid, dependable insurance concepts, the LIRP is simply not widely understood in the securities industry. In his first book, "The Power of Zero," McKnight compellingly presented the case for addressing three risk areas that could upend a traditional retirement plan: market risk, higher taxation (what McKnight terms “legislative risk”), and higher healthcare costs, particularly for long term care. And now, in "Look Before You LIRP," McKnight takes us under the hood of the LIRP, describing in detail how to find the most suitable combination of features for an effective LIRP strategy. Written in an accessible, conversational style, this book can be easily understood by the client, and even the most seasoned professional will learn new things. I know I did.

### ⭐⭐⭐⭐⭐ Kudo's to David Mcknight.
*by C***N on July 1, 2016*

David McKnight's book continues the conversation of planning for retirement on purpose! "Look Before You LIRP", is an excellent guide to evaluating what to look for when considering using a life insurance policy to assist in funding your retirement. A great deal of thought has gone into the book to come with what questions and concerns the consumer should have when looking to make insurance a piece of their retirement planning. Thought provoking to say the least. I recommend this read to anyone considering the purchase of cash value insurance. It is an easy and quick read. Thank you David for continuing to dive deeper inside retirement planning and the proper use of life insurance strategies in a diverse retirement plan. Well done!

## Frequently Bought Together

- Look Before You LIRP: Why All Life Insurance Retirement Plans Are Not Created Equal, and How to Find the Right One for You
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*Product available on Desertcart Iceland*
*Store origin: IS*
*Last updated: 2026-03-12*